Welcome to BenCat USA’s guide to understanding life insurance. If you’re considering a life insurance policy, this is a great place to begin. The information you find in this guide can help you determine your needs and how to apply for coverage. To learn more about life insurance, we encourage you can read through the following sections or consult with one of our knowledgeable and licensed agents. You can also choose from the menu below if you are interested in a specific topic.